Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Help With Credit Card Applications and other Credit-Cards topics.

How to submit credit card applications responsibly?

Limit the number of credit card applications you fill out at a time

Only fill out a few credit card applications at a time to prevent a drop in your credit score. If a lot of credit card companies are checking your credit rating at the same time, it negatively affects your credit score. Lenders get nervous about you if it looks like you are desperate for credit or you are reckless in your credit card habits. If possible, wait six months or more between credit card applications to protect your credit score.

Comments

Nobody has commented on this tip yet. Be the first.

Ask a Question

Not finding the advice and tips you need on this Credit-Cards Tip Site? Request a Tip Now!

Guru Spotlight

Heidi Splete

Ever wonder how you could make your life better and more fun? So have tens of millions of fans who have turned to LifeTips for answers over the past decade. We keep the tips, advice, books, podcasts and writing services flowing, so you can keep your life and business growing in the right direction. Upward!