Credit-Cards Frequently Asked Questions
How to earn immediate airline miles from an airline miles credit card?
How to earn airline miles with an airline miles credit card?
"How to maximize an airline mile reward credit card when dining out?
How to earn as many airline miles as possible to reach a destination goal?
How to earn additional miles by applying for an airline miles credit card online?
How to travel safe and secure using a frequent flyer credit card?
Why take a trip alone when a companion ticket is available at a low price?
How to reduce or get rid of an interest rate with a balance transfer?
How a 0% balance transfer offer works?
How to avoid balance transfer fees?
How to maintain the balance transfer rate?
How to transfer balances from non-major credit cards and other accounts?
How to use a balance transfer card to consolidate debt and get organized?
How to perform balance transfers responsibly?
What are some benefits to getting a business credit card?
How can I make business purchasing more efficient?
How can using business credit cards help my business?
Can using a business credit card help my accounting?
What kind of rewards can I get from using a business credit card?
How to rebuild credit with a bad credit credit card?
How credit cards for people with bad credit protect themselves and the consumer?
How does a bad credit credit card boost a credit rating from month to month?
How to earn a credit limit increase with a bad credit credit card?
How to manage a bad credit credit card online?
How to access credit card information without the Internet?
How people with bad credit can obtain a major line of credit without putting cash down?
What bad credit credit cards are available without income requirements and employment verification?
How to apply for a no annual fee college student credit card?
How college students can get a 0% introductory rate credit card?
How to start building credit as a college student?
How to avoid the overcharging syndrome?
How to earn rebates toward purchasing a new or used car?
How to earn cash back using college credit cards?
How to avoid surprises later once the credit card application has been approved?
How to transmit information over the Internet securely when using an online credit card application?
How to apply for a personal or a joint account on credit card applications?
How to apply for credit card account insurance with a credit card application?
Why an applicant needs to work swiftly to fill out an online credit card application?
How to choose credit card offers wisely?
How to get the most out of a credit card offer?
How to get the best credit card deals without high interest rates?
How to see what credit card offers are available with a particular credit rating?
How to submit credit card applications responsibly?
What to look for when comparing credit card interest rates?
What to look for when comparing credit card fees?
What to look for when comparing credit card rewards?
What credit cards are accepted the most?
What credit cards have better discounts than others?
What is the best way to compare credit cards?
How does the credit card finance charge work?
How the average daily balance finance charge works?
How the daily balance finance charge works?
How does a two-cycle balance finance charge work?
How does a previous balance finance charge work?
How to take advantage of the natural grace period on a credit card?
How paying the minimum payment on a credit card can cost more in the long run?
How to make the payment due dates for the credit cards work for the consumer?
How to apply for a gas credit card?
What is the advantage to having a gas credit card?
How the Speedpass is convenient to use?
How to use a gas credit card to manage household and business expenses?
How gas rebate credit cards reward the consumer?
What questions should the applicant ask before accepting the credit card instant approval?
How to get instant online approval credit cards?
How to get an instant credit card approval over the phone?
How to find a low interest credit card?
How long does a 0% interest rate apply to a credit card?
How does the 0% interest rate really work?
How to keep the low interest rate that originally came with the card?
How to try to reduce a high interest rate to a low one?
How to manage interest rate disasters?
How to find the best Internet credit card?
How to get the most out of an online credit card application?
How to dispute a product purchase if made with a credit card?
How to maximize the benefits of cash back credit cards?
How banks are beginning to offer rewards with their debit cards?
How to apply for a student credit card and be smart about it?
How to read a credit card statement?
How to be responsible when making credit card payments?
How to stay informed about the student credit card terms?
How student’s can help prevent becoming victims of identity theft?
How single use credit cards or virtual credit card numbers can prevent credit card fraud?
What is zero liability credit card fraud protection?
What to do after making a fraudulent claim on an account?
How to monitor all credit reports to prevent credit card fraud?
How to file a discrepancy with the credit bureaus?
How to help prevent credit card fraud or a case of stolen identity?
How to gain access to a major credit card even with terrible credit?
How to get a pre paid credit card?
How consumers avoid interest charges and late fees with a prepaid credit card?
Is there a difference between a prepaid debit card and a prepaid credit card?
Why buy a gift card when a pre paid credit card will do just fine?
What are the additional ways to use a gas credit card?
How can I immediately earn miles on my frequent flyer credit card?
What is the quickest way to earn bonus miles on my frequent flyer credit cards?
Is there a credit card that will reward me with airline miles for eating out?
Is there a limit to the amount of miles I can earn with my airline miles credit card?
Can I share airline miles with my employees?
Are there any benefits to applying online for a frequent flyer credit card?
What other travel benefits do I get with my airline miles card?
Can my friends benefit from my airline miles credit card?
What is credit card consolidation?
What should I look for when doing a balance transfer to a 0% interest rate credit card?
How do I avoid balance transfer fees?
Do my other credit accounts affect my balance transfer credit card rate?
What can I use those credit card checks for?
How can I lower my monthly credit card payments on my high interest credit cards?
Can I use my high interest credit cards after I've consolidated to a balance transfer card?
Why should I get a credit card for my business?
How can using business credit cards help my business from the start?
How can a business card make it easier to track my business expenses?
Is there a credit card for people with bad credit?
Are there fees for bad credit credit cards?
Should I increase my credit limit on my bad credit credit card?
Do I have to pay a fee to manage my bad credit credit card account online?
How do I access credit card information without the Internet?
What is a secured credit card?
Is there a credit card offer that doesn't require employment information?
What fees should I watch out for with my college student credit card?
What is the benefit of a 0% introductory rate on a college student credit card?
How can I start building credit as a college student?
How can I use my new college credit cards wisely?
Can a student credit card help me buy a car?
How can I earn money with my college student credit card?
How can I speed up the credit card application process?
Do I really have to read the fine print?
How can I be sure my online credit card application is secure?
What are the benefits of having a joint credit card?
Why should I request extra credit cards with my credit card application?
What does credit card insurance do for me?
Why does my online credit card application keep logging me out?
What should I do with unwanted credit card offers?
Should I go with a credit card offer that charges a startup fee?
What is the best way to shop for a credit card deal?
What should I look for in a 0% interest credit card deal?
What is a credit card matching service?
Is it ok to fill out a lot of credit card applications at the same time?
Why is it important to look at interest rates when comparing credit cards?
What credit card fees can I avoid?
What kinds of credit card rewards programs are there?
What credit cards are best for travellers?
Why should I look into credit card discount offers?
How do credit card companies calculate finance charges?
What does it mean when my finance charges are based on an average daily balance?
How does daily balance finance charge works?
What is the two-cycle method for calculating finance charges?
How can I take advantage of the grace period on my credit card account?
Why shouldn't I just pay the minimum payment each month on my credit card?
Can I change my credit card payment due date?
How can I earn rewards and cash for buying gas?
What is an easy way to keep track of my car expenses?
How can I make my gas station purchases more quickly?
How does an instant approval credit card work?
What questions should I ask before accepting an instant approval credit card?
Why should I look for an instant approval credit card online?
How can I get more personal care when applying for a credit card?
Are there credit cards that have low interest rates?
Are there exceptions to the 0% interest rate on my new credit card?
What should I know about keeping my low interest credit card at it's great rate?
How can I quickly lower my credit card interest rate?
What do I do when my interest rate is increased?
What do I do if there's a charge on my credit card bill that is wrong?
What should I do with my cash back credit card award?
What should I look for in my first student credit card?
What should I look for on my student credit card statement?
Is it a big deal if I'm a little late with my student credit card payment?
How can I avoid identity theft as a student?
How can I prevent information credit card theft with my online purchases?
How can zero liability credit card fraud protection help me?
What should I do if I suspect credit card fraud?
How can viewing my credit reports alert me to possible credit card fraud?
What steps should I take to prevent credit card fraud?
How can I have access to a major credit card even if I have bad credit?
What should I look for in a prepaid credit card?
Which credit card should I get if I want to avoid all interest fees?
How can I give a great gift to someone with totally different taste than me?
Are there credit cards for online shoppers?
Why should I consider an online credit card application?
Is earning airline miles on credit cards a good deal?
Recent Credit-Cards Questions
Q.
I am trying to decide on the best credit card form my needs. I will be paying my balance in full each month. I am looking for a credit card with a long grace period and cash rewards would be nice. I might purchase items out of the country on ebay and would prefer not paying an additional fee for this purchases made out of the States. Which card do you recommend.
A.
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Q.
Are there any real trustworthy unsecured credit cards out there for those who recently filed for chapter 7? I received many of credit card offers only to find out about them on several "complaint sites" that they are a rip off, or a complete scam and do not really deliver what they say they do on their web site.
A.
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Q.
Hi,
I am 23 years old and I have never had a credit card before & I am no longer a student. Although I have a solid, steady paying job & a checking account, I am having trouble gettig a credit card b/c I have no credit history.
If a family member adds me on his credit card as a secondary co-signer, will that help me build up my own credit?
If not, is there anything I can do?
A.
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Q.
We are going to France and England in less than 4 weeks. What credit card charges the lowest fees for charges in foreign countries?
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Q.
If you paid off your balance in full on your credit card, Can they bill you for finance charges? Thank You
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Q.
where can i purchase a pre-paid credit card? and can i purchase web site time?
A.
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Q.
Is Pre-paid Visa, Master, American Expresss differs then regular Visa, Master, American Express, Disover Credit Cards. Can I buy a pre-paid Visa, Master, American Express, Discover Pre-paid cards at any retails? I have purchase pre-paid phone calls the retail stores in Salem, NH. I do not want anything to do with Credit Cards today because the interest rates are too, high on Credit Cards. I would not expect anymore Credit Cards and I had my fare share of them. I would appreciate it if you can explan to me how pre-paid shopping cards differs then credit cards. Thank you for your attention in this matter.
Sincerely,
Jocelyn C. Gallant
42 Brookwood Drive
Salem, New Hampshire 03079
A.
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