Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Choosing Credit Card Offers and other Credit-Cards topics.
Unless you are trying to rebuild a poor credit score, there's no reason to accept a credit card offer that requires you to pay an upfront fee. Watch out for credit cards that ask you for a deposit fee or a security fee. Although these fees have their place, the best credit card deals will allow you to open an account for free.
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