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How to apply for a student credit card and be smart about it?

Learn to use credit cards responsibly with a student credit card

Be picky about the student credit card you sign up for. If it's your first credit card, look for one that has a low limit--around $300-$500. This will help you not overcharge so your monthly bills will stay manageable.

As with any credit card, the best student credit card will have a low interest rate and no annual fees. Look around before applying for your student credit card so that you can make an educated decision.

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