Whan you are filling out your credit card application, consider signing up for credit card account insurance. By paying a small monthly fee, your credit rating will be protected in case of layoff or sudden disability. You never know when a life-changing event will make it difficult for you to pay your credit card bill. By signing up for credit card account insurance with your credit card application, you can ensure that your credit card bills will be covered in case of emergency. If at any time you decide you no longer want the insurance, you can cancel the service.

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