Cross credit cards off your credit card comparisons list if they mention a two-cycle billing method for calculating finance charges. With a two-cycle billing method, your credit card company can retroactively charge you interest for items you bought in the previous billing cycle starting on the day you bought the item. This is expensive for you and totally uneccessary. There are many credit cards that calculate finance charges in a way that is much less harmful to your savings account.

About LifeTips

Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.

Ask a Question

Not finding the advice and tips you need on this Credit-Cards Tip Site? Request a Tip Now!

Guru Spotlight

Ray Lokar

Ever wonder how you could make your life better and more fun? So have tens of millions of fans who have turned to LifeTips for answers over the past decade. We keep the tips, advice, books, podcasts and writing services flowing, so you can keep your life and business growing in the right direction. Upward!