Unless you are trying to rebuild a poor credit score, there's no reason to accept a credit card offer that requires you to pay an upfront fee. Watch out for credit cards that ask you for a deposit fee or a security fee. Although these fees have their place, the best credit card deals will allow you to open an account for free.

About LifeTips

Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.

Ask a Question

Not finding the advice and tips you need on this Credit-Cards Tip Site? Request a Tip Now!

Guru Spotlight

Candi Wingate

Ever wonder how you could make your life better and more fun? So have tens of millions of fans who have turned to LifeTips for answers over the past decade. We keep the tips, advice, books, podcasts and writing services flowing, so you can keep your life and business growing in the right direction. Upward!