Before you jump on that 0% interest credit card offer, find out how long the 0% interest rate lasts. This information should be available in the mailer you received or on the Web site you are looking at. Introductory interest rates can last anywhere from a few months to a year. If you can't find that information, call the customer service number and ask them. You'll also need to know what the interest rate will be after the introductory offer expires. If it's too high, look elsewhere for a better 0% interest rate credit card offer.

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