Don't be late paying your student credit card bill. Student credit cards carry all the responsibilities of any other credit card, meaning that late payments will lower your credit score and affect your ability to get a low interest loan in the future. When you miss a student credit card payment, you will be charged a fee that accrues interest. If you continue to miss your payment deadlines, even minor purchases on your student credit card will turn into major financial burdens. If it would help you to pay your bill on time if your due date were changed, callyour student credit card customer service number and ask for a change.

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