February 17, 2006, Newsletter Issue #4: Low Interest Credit Cards Do Exist
Tip of the Week
Do not be fooled by the many credit card offers out there that do not offer a low interest rate. There are many low interest credit cards (some with 0% APR) available for the taking by consumers providing their credit score is worthy enough of the offer. If the credit score is not so good then the credit card company may adjust their offer to a higher interest rate credit card but still granting the approval. The worst-case scenario is that the consumer is denied credit altogether due to a poor credit score. Bear in mind that companies offering low rate credit cards are not going to waste a good offer on someone who bounces from low interest credit card to low interest credit card. They are also not going to waste their low rate credit card offer to someone with bad credit. These offers are reserved for consumers who have a credit history of on time payments, not charging the full credit limit on their credit cards, and who will remain loyal to the credit company for a long period of time without bouncing around.
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