Monitor credit reports for credit card fraud

Make sure you are aware of your credit score by obtaining copies of your credit reports from all three of the major credit reporting bureaus. Keeping on top of these credit reports will help you fight credit card fraud by alerting you to possible problems. If your credit score dips unexpectedly on one of your credit reports, you may be the victim of credit card fraud. If this happens to you, contact the credit card company with the fraudulent charge to report it as soon as possible. Many states make it possible for you to get a free credit report once per year or after you have been denied credit. If you'd like to have more frequent access to your credit reports, look for a service that allows unlimited access for a monthly fee. Take advantage of this offer to monitor your credit score and quickly fix any problems that might occur as a result of credit card fraud.