Maintain the introductory interest rate as long as you can

To keep your 0% credit card consolidation rate from jumping back up to the standard rate early, make sure you are paying your other credit card bills on time. Even if you're paying your low interest rate credit card regularly, a late payment somewhere else could cost you.

Now credit card companies review the consumers credit report periodically to see if your other credit card or loan accounts are in good standing. If you don't pay your other debts on time, your new credit card will find out about it. Your low interest balance transfer card rate can rise to the current interest rate before the low interest rate term was initially supposed to end.