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Balance transfers with 0% interest

Make sure you know how long your 0% interest balance transfer credit card is going to stay low and what it will change to when the offer expires. Some credit card companies give you up to a year, but not all do, so pay careful attention to the terms of the contract. To make the most of the new interest rate, make sure you use the period of time to pay down as much of the principal as you possibly can.

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