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June 23, 2006, Newsletter Issue #21: Pay attention to interest rates that apply after the introductory rate expires
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Tip of the Week
Look beyond the introductory interest rates in credit card offers to make sure you're getting the best credit card deals for the long run. A 0% interest rate that last for several months or a year can give you a much needed break from interest payments and help you get back on track. But if you still have some principal left in your account when the 0% introductory offer expires, you can quickly rack up a lot of interest if the interest rate is high. The best credit card deals will offer a low introductory rate, and then give you a reasonable interest rate after that. The rate you get will be contingent on your current credit score, so be sure to charge responsibly for the best rates.
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